Business funding, routed to the right lender. Loans from £25K to £1M
Tell us what you need once. We match your application against suitable UK lenders and bring back offers you can actually compare — usually the same day.
One application, routed to every lender that fits.
No more filling in the same form six times. We do the routing — you compare the results.
Tell us about your business
A short form covering turnover, trading history and what the funding is for. Takes about 3 minutes.
We route it to matching lenders
Your details are checked against eligibility criteria for suitable UK lenders — only relevant ones are contacted that suit your business needs and eligibility.
Compare offers, pick one (or none)
See rates and terms side by side. No obligation to accept anything, ever.
Every route to funding, in one place.
Not sure which fits your business? Answer two questions in the form above and we'll narrow it down for you.
Business Loans
A lump sum repaid in fixed instalments — the straightforward option for a defined project or purchase.
Line of Credit
Draw down what you need, when you need it, and only pay interest on the balance you use.
Merchant Cash Advance
Repayments flex with your card sales — useful for retail and hospitality with seasonal cash flow.
Asset Finance
Spread the cost of vehicles, machinery or equipment instead of paying for it outright.
Invoice Finance
Release cash tied up in unpaid invoices instead of waiting 30, 60 or 90 days to get paid.
Start Up Loans
Built for businesses trading under 24 months, with lighter requirements on trading history.
Most UK businesses qualify.
Even if a bank has said no, or you've had credit issues before — tell us, we'll still try to route you to a lender that fits.
- ✓UK-registered business — sole trader, partnership or limited company.
- ✓Trading for 3+ months — startups considered on a case-by-case basis.
- ✓Minimum £5,000 monthly revenue — or clear forecasts for newer businesses.
- ✓Past credit issues are OK — several of our lenders specialise in this.
Real funding, real timelines.
"Applied on a Tuesday morning, had three offers by lunchtime. Picked the one with no early repayment fee and had funds within two days."
"We'd been turned down by our bank. Capital Route found us an asset finance lender who actually understood our sector."
"No pushy calls, no spam. Just a clear list of offers with the numbers laid out so I could actually compare them."
Good to know before you apply.
No. The initial matching process uses a soft search, which is invisible to lenders and doesn't affect your credit score. A hard check only happens if you choose to proceed with a specific lender's offer.
No — we're a credit broker, not a lender. We don't lend money ourselves; we route your application to a panel of UK lenders and present the offers they come back with. You choose whether to proceed with any of them. This gives your more options in a faster time period and a much higher chance of your application being successful with a lender from our panel.
Matching typically takes minutes; most applicants see their first offer within 2 hours. Once you accept an offer, funds usually land within 24–48 hours, though this varies by lender and loan type.
To start, just basic details about your business. If a lender wants to proceed, they may ask for recent bank statements, accounts, or management information — we'll tell you exactly what's needed before you share anything.
Using Capstar Funding to compare offers is free. We are paid a commission by the lender if you go ahead with a loan — this doesn't change the rate you're offered and we only get paid if you are successful in obtaining funding.
Ready to see what's actually available to you?
Two minutes, no credit impact, no obligation to proceed.
Check what I qualify forThank you for your application
Your application has been pre-approved, and our team will be in touch shortly to discuss your options.